Are you the type that swipes your credit card every time you see something you like? You swipe your card and then at the end of the month, you get that bill that you can't afford. Well, if you're nodding your head right now to this statement, you don't necessarily have problems, you're actually with the majority of America. What if I told you there were ways to control your spending and build your credit at the same time?
The process I'm going to talk about today is a prepaid credit card. This type of card works like any other card on the market. Instead of having to pay a bill at the end of the month, you pay the bill up front. So say you only want to spend $200 in a month. You can put $200 on your card and once you reach that mark, you can't spend any more because the card will be rejected.
As long as the card you're applying for has a Visa or MasterCard logo, you'll be able to use it everywhere you use your other card. From online internet stores to your local grocery store, you'll be able to use it everywhere those major brands are accepted. The nice thing about it as well is that if your card gets stolen, you're only responsible for the first $50 just like your other card.
When it comes time to apply for one, make sure you look for one with a major logo and one that reports to the credit bureaus. Most of the time they don't have fees but just check to make sure the one you like doesn't.
Find a prepaid credit card and more of Tom's work all at http://www.FINDsecuredcards.com
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